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Girlfriend and I has been shopping around with lenders throughout the past 2 weeks. We finally locked in the rate with a lender this morning. Looking to closed sometimes in June, the earlier the better.
We are buying her parents' place with a gift of equity (10% of price), and no other cash for down payments. We had two options, and went with A.
A. 3.5% with PMI and Closing Costs
B. 3.75% with PMI and No Closing Costs
Mid-score is 767 for the both of us.
Let's hope everything goes as smoothly as possible for the next few weeks. Will update everyone as soon as I get any news.
Good luck! I'm at the same place, waiting for UW to make that decision. Scared, worried, excited
I seriously envy you knowing the seller and the condition of the house so well, doesn't exempt you from going through the process but the shock and awe discovery session I went through on my first shot isn't likely to happen. Hopefully things do go smoothly!