Pre-Approved!!!!

[Anonymous]

Girlfriend and I finally felt comfortable enough with our scores to put preapproval paperwork in and get credit pulled.  We are going Wells Fargo and are doing a 203K loan for a 2 Flat.  I'll tell you the mortgage officer has been great and been following up within hours of my emails, at times even at midnight.  

Girlfriend and I make a combinded 130K yearly

Combinded credit card debt is 500 dollars

Combinded Car loans roughly 40K

Combinded Students Loans 70K (Mine are deferred for over a year 47K)

Scores for me are in my siggy and my girlfriends middle score is 703.  We got approved for 335K with 3.5% down and an estimated 4.5% interest obviously not locked yet.  Really excited and the preapproval is estimating 1000 dollars a month from second unit.  

[wagsk1]

Congrats and good luck!

[Anonymous]

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@wagsk1 wrote:

Congrats and good luck!

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Thank you, I have to thank all the people on this forum that have provided me with a wealth of knowledge on credit, mortgages and the process.  

[Anonymous]

That's fantastic. I hope the rest of the process goes smoothly for you!

[Anonymous]

Congrats!

[Anonymous]

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@Anonymous wrote:

Girlfriend and I finally felt comfortable enough with our scores to put preapproval paperwork in and get credit pulled.  We are going Wells Fargo and are doing a 203K loan for a 2 Flat.  I'll tell you the mortgage officer has been great and been following up within hours of my emails, at times even at midnight.  

Girlfriend and I make a combinded 130K yearly

Combinded credit card debt is 500 dollars

Combinded Car loans roughly 40K

Combinded Students Loans 70K (Mine are deferred for over a year 47K)

Scores for me are in my siggy and my girlfriends middle score is 703.  We got approved for 335K with 3.5% down and an estimated 4.5% interest obviously not locked yet.  Really excited and the preapproval is estimating 1000 dollars a month from second unit.  

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Congrats!! I am looking forward to homeownership in 2017