I applied for a usda(620 middle score requirement) mortgage loan on today my current ficos are TU 635 and EQ 658. I do understand that the score may be different from what the lender may get. I spoke to lender at about 10am (eastern time). The agent said that she would get back to me this afternoon, but has not done so yet. So now I am a little worried that my middle score may not have met requirements... how long did it take for others to get a response for pre approvals?
took me a month, just received my letter last week.
I finally got mine last night with conditional approvals and it took 1 week to turn around. I do not think I will be going with this company. I have an apt with Chase and Trustco as well.