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Pre-approval question

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Anonymous
Not applicable
‎03-13-2008 12:45 PM
‎03-13-2008 12:45 PM

Pre-approval question

When getting pre-approved do lenders only look at your FICO scores or your entire credit report?
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Anonymous
Not applicable
‎03-13-2008 12:54 PM
‎03-13-2008 12:54 PM

Re: Pre-approval question

If you get an automated approval then less paperwork --- full reports are 'glanced at', if even asked for.  I don't think DH's were (800+ across all 3).
 
If manual - definately a full report and lots of documentation.
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