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Thanks to this board and all the information that I have learned throughout these past couple of months, I can finally say that I qualify for a home now I just received my conditional pre-approval today (5.5)%.....yippie
This is the BEST feeling ever !
I have worked so hard on my credit since March of this year when my scores were in the low 500's. I worked day and night, YES - day and night....letter after letter, dispute after dispute. I never gave up, now my scores are close to 700. I still have a long way of proving to FICO (lol) but I will get there, and I am sure alot of others will too - just don't give up.
I still have 2 paid collections on my report that won't budge, but that did not stop me. They will eventually fall off
Thank you - Thank you - Thank you, that's all I can say to everyone on this board !!!
Kris-
you earned it
Remember when you go to buy a house, get a buyer's agent or a Real Estate Attorney to go with you. Never trust the Real Estate agent on site, they represent the SELLER. They will smile in your face and say whatever it takes to get you to buy a house....
PROTECT YOURSELF....