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Pre-aprroval question.....

Regular Contributor

Pre-aprroval question.....

How long is a pre-approval good for?

 

1month, 2 months etc

 

Thanks

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Message 1 of 4
3 REPLIES
Frequent Contributor

Re: Pre-aprroval question.....

I got mine on 6/28 it is good to 9/28.  Not sure if that is SOP or not.


Starting Score: 597
Current Score: TU 720 EQ 648
Goal Score: 750


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Message 2 of 4
Regular Contributor

Re: Pre-aprroval question.....

justrock

 

 

thanks!!!

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Message 3 of 4
Super Contributor

Re: Pre-aprroval question.....

actually, the credit expires in 90 days..... so that is when it has to be refreshed.

 

but in rerality.... things can change with your info DAILY that would affect the approval.

 

Retired Lender
Message 4 of 4