I just want to make sure that I have all my ducks in a row.
I'll have 12k+ for down payment, plus a 2-3k left in bank
Salary is around 55k+bonus
Current Tradelines:
Orchard - Opened 10/2009 - never late $300 CL (0 bal currently)
Cap One - Opened 11/2010 - never late $500 CL (0 bal currently)
JCP - opened 11/2010 - never late $150 CL (0 bal)
Student Loan - open 2003, defaulted a few times, but rehabbed in good standing. Ontime Payments since 2/2010. Paying off in Aug 2011 (could pay it off now, but want to build good credit)
(Duplication of Student Loan Tradelines - Negative TL's reporting 4 times)
1 Collection for 2600 - Paid. Drop off Oct 2011
1 Judgement for $700 - Paid/Papers file but not yet updated. Wont drop till 2013
Im looking to put in an offer in on a house around Dec/Jan/Feb time frame. Does anyone see any issues?
