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Bach71 wrote:Has anyone ever had a private mortgage lender?Currently I have a 5.860% Mortgage from a conventional bank. I have been reading up on this in a few different forums. one was in Canada yet he is a broker of PML and offers 4.85%. I want to know it all before I tip-tow in there.My current score is a 677 and my wife has a 740. We are being forced to carry a Private Mortgage Insurance. $325.00 a month for nothing. Thats a car payment for atleast 8 yrs or more on a 30 yr fixed rate.