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Qualifying for Mortgage in Another State

New Contributor

Qualifying for Mortgage in Another State

I was thinking about moving to another state of course after securing a job which would be in the same field.  My question is would it be hard to qualify for a mortgage just because your new to that state and any advice to offer.  Any input is greatly appreciated!


Starting Score: myfico.comEQ 570 TU 614 EX (fako/experian.com) 565 5/24/12
Current Score: lender pulled EQ 672 TU 722 EX 692 as of 7/2/13
Goal Score: 700 across the board

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2 REPLIES
Valued Contributor

Re: Qualifying for Mortgage in Another State

Assuming that your employment is in the same field then I cannot imagine why that would be a barrier to qualification for a mortgage. People move for employment purposes all the time. Of course your profile would still have to meet all the other qualifications for the loan.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


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Established Contributor

Re: Qualifying for Mortgage in Another State


HoldingOntoHope wrote:

Assuming that your employment is in the same field then I cannot imagine why that would be a barrier to qualification for a mortgage. People move for employment purposes all the time. Of course your profile would still have to meet all the other qualifications for the loan.


+1 - they are probably going to want to see a valid offer of employment prior to closing other than that you will be fine.