Qualifying for a home loan.

[katrinalbsn]

Hi everyone, I was wondering if anyone knew if I would qualify for a home loan with my credit scores. They are:

Equifax 585

Transunion 628

I am tired of renting, and really want to purchase a home. My income is 75000/year. If you have any info please let me know. Thanks

[cwil31]

there are a  few banks that will  qualifying you with a 580 middle score. but i  will try to raise my scores first.

[WannaHouse]

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@katrinalbsn wrote:

Hi everyone, I was wondering if anyone knew if I would qualify for a home loan with my credit scores. They are:

Equifax 585

Transunion 628

I am tired of renting, and really want to purchase a home. My income is 75000/year. If you have any info please let me know. Thanks

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Do you know what your Experian score is? Also, the scores are just the beginning. They look at the whole package (reports) and see if you pay your bills on time.