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Hello everyone! Are some banks qualifying people who have a 1099 status with less than two years tax returns? Anyone with knowledge or experience in this area please reply. Would also like to know which banks if any.
Thanks!
I have been working for 1 year and 9 months, will be 2 years in June. I have W2s for both years and now the bank wants me to be working for a full 2 years to be able to use all my salary for the amount I can get on a mortgage. I was on unemployment before I got a job and they still won't use my entire salary in the calculations. I am not sure what will happen in your situation.