I had 1 LO tell me if there was a collection on my CR and it wasn't paid off then it would be counted against me as debt. But from what I understood I didn't have to pay it off. SOooooo I called another LO today because I plan on shopping around and she said it will have to be paid off before closing. Is this just the difference in Lenders? I have 2 CO left..... 1 is for $1,600.00 and just showed up. It was a stupid Tanning Contract for 2 yrs. UGH....and the other is $1,700.00 and I am disputing it because it was a CC that fell under a FTC Court Ruling. Oh and i have a unpaid tax lien but it's wrong...well they have the wrong amount. Any info is appreciated.
Cheryl
Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
