@Anonymous wrote:
When factoring DTI for our mortgage does a loan from my differed annuity count? I understand that I do owe the money but will the bank factor it?
It is my understanding of the underwriting requirements that loans against liquid financial assets do not count against your DTI... however, this is best worked through using a Loan Officer's opinion as different mortgage types have different requirements. It may very well be dependent on the type of loan you are applying for.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!