Question for Loan Officers/ Brokers

[Anonymous]

Had my appraisal done last week and all is good. The ONLY thing holding up the closing now is my 2012 tax return transcripts.  I filed online Feb. 4 and it went thru smoothly. I then paid balance owed online about 10 days later. We had the original close date set for Mar. 15. This is so frustrating knowing I'm good to go with no conditions (other than my  2012 retrurns). ANY suggestions or advice how i can expedite these returns? *I contacted a tax advocate a few day ago and was basicaly told unless I was in danger of having my utilities cutoff or being evicted, there was not alot they could do. It's been almost 7 weeks now since I filed and I cannot stand feeling this "helpless" . I really appreciate any suggestions from ones with some experience in this matter. Thanks!

[tooleman694]

weird that they would want 2012 returns, I havent even filed mine this year.

[Anonymous]

It's because I'm self employed. Iv'e been self employed since June 2010 and I did not show enough income earned for 2010 since I basicaly worked just 6 months. I had to have 2 full years of returns showing (2011 and 2012).

[MovingForward_2012]

You should read some of the older posts of folks that are self employed who had to wait on their transcript. It took someone almost 2 months and there was nothing she could do to get the IRS to move faster. I think she finally contacted some liaison to help push it through but it was an uphill battle.

[Llhg71]

I am getting ready to apply for a mortgage within the next 90 days.  I have filed my taxes online the past 3 years.  I only have copies that I printed when I filed.  Will I need copies from the IRS instead of mine?

[playboy]

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@Llhg71 wrote:

I am getting ready to apply for a mortgage within the next 90 days.  I have filed my taxes online the past 3 years.  I only have copies that I printed when I filed.  Will I need copies from the IRS instead of mine?

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The loan office will get the official transcript from the IRS.