Question on Checking Acct Statements that LO requires for USDA GUS

[meesh6036]

Sorry for the late response. I've been moving! Ahhh, still doesn't feel real. My FICO was around 640 and DH was 670. We got FHA, but were approved for a 5% conventional but was denied by the mortgage insurance company due to my time on job.

[tony46231]

OP was talking about not having any savings.  I thought you were required to have so many months of mortgage payments in reserves.  Is that not correct?