Question on Foreclosure Date

[timeforrepair]

On a tri merger CR it has the date of last activity as 7/10. On each of my three indivual reports it has June 2010 as a close date or last activity. I am looking to purchase at or near the 3 year mark, so what would be the date I could Purchase? June, July or August. I am looking at FHA or USDA and both require 3 years to pass. Thanks for any input.

[MovingForward_2012]

You need to look up the date of foreclosure sale in Public Records. The date when the Deed is transferred to the bank. Then it is 3 years after that.

[timeforrepair]

Tax record show sale date as 6/29/10 and Deed Redorded as 8/5/10.. 36 days to record a deed seems long

[MovingForward_2012]

Okay, so you will be able to qualify June- August this year! It is lender dependent which date they use.

[timeforrepair]

Ok thanks for your help

[MovingForward_2012]

You're welcome!