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That's good to hear, thanks!
We have an experienced LO who has been doing this a number of years. We filled out our paperwork last Sunday, the 8th, and he said they should be able to close on the 30th. I was under the impression we were approved when it was accepted in the automated underwriting, but when I researched it further, I realized it was the pre-approval.
hehe, no problem! trust me, i was constantly questioning my LO about anything & everything about the entire automated process & then it getting in front of an actual person to make sure all of the documentation is accurate. i got through all of that just fine & now i'm just waiting for the (delayed) closing on monday afternoon ^_^.
best of luck to you!
Congrats leah257!
Well I just closed on a new contruction home with BofA as the Perferred Lender. I was preapproved via Automated Underwriting as well and everything went just fine. I didn't have high FICO scores either! My mid was only 647 but all were above 620. I think you will be fine. Also, not sure if you were aware of this but BofA has a site that allows you to see the status of your Loan Process so as soon as you get your loan docs in the mail it will have your 9 digit Loan # on it. Use that to access the site and you can view it every step of the way. Being able to view it sure eased my stress level down a least 1 notch! I still freaked out until the day I was sitting in Title.
Thanks for the good word, and congratulations on your house! It's good to hear I'm not the only one who seems to be constantly worrying. That's great news to hear about being able to monitor the loan process online. I can't believe that! We filled out all of the paperwork Sunday, the 8th, so I imagine we will be receiving the documents in the mail soon. I will definitely log in then.