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Question regarding credit pull before closing...

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Southtexasgirl71
New Member

Question regarding credit pull before closing...

We received full approval from the VA back on the 16th. I logged in today to see that my TU had taken a ten point hit (no clue as to why when there are no balances and no new credit inquiries). Will the VA or LO pull the credit again and will this hurt me? My mid range is still 29 points above where it HAS to be. Thanks for any help!
Message 1 of 3
2 REPLIES 2
1LNurse
Established Member

Re: Question regarding credit pull before closing...

Lenders traditionally perform a "light pull" of the credit only looking for new credit and collections. They do not pull your scores

Message 2 of 3
tdrjustus3
Regular Contributor

Re: Question regarding credit pull before closing...

My LO told me the same thing yesterday


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
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