I’m looking to buy a house in the next year. I’m the only one working and my credit is not too good. My plan was to start budgeting and saving more money for my emergency fund. My main plan was to start paying off some old debts to raise my score. I started reading into NACA and think I will go that route. I decided to build my credit at the same time so if I can’t get NACA I can go for an FHA. One dilemma. I was looking at the NACA workbook and it asks for information for your landlords in the last 24 months. My past 12 months have been terrific but before that not so much. I broke the lease for my last place due to home break ins and safety. Is there anyway around it? Not sure if I should even try now. Anyone been through NACA and could give some insight?
