We have an Equity Line from IndyMac. All Equity lines were frozen when they were seized and put under receivership by the Federal Government. The Bank/FDIC states they will review each Equity loan, but if they do not reinstate the full amount of credit we had previously available, and freeze it at the amount currently owed, will this affect our credit scores etc? If they proceed this way, it will then appear as if we have used 100% of our Equity Line, instead of the 37.5% used in reality.