OMG this takes forever. I first started working on my credit in 01/2011, for the most part things have been great. I thought I would be ready to buy a house by now. But I need about 20 more porints for FHA loan. The problem is I dont know how long it will take me to get 20 points. ANothing in collections and all accounts are paid. Has anyone had to raise credit score and if so how long did it take them?
Fico Scores
Start: EQ 498, TR 514, EX, 521
Current: EQ 623, TR, 615, EX 617
Goal-Above 620
