cancel
Showing results for 
Search instead for 
Did you mean: 

Rapid Rescore

tag
ap84
Regular Contributor

Rapid Rescore

Hello all,

 

I am beyond frustrated with the mortgage process. I out my house on the market becuase I am getting ahouse built. A ocuple of weeks ago, I got into an argument with the builder and they cancled my contract. Now I can not back out of selling my house as it is set to close on the 15th. I decided to go to another lender and they told me 2 weeks ago that they oculd approve me on Decemeber 1st being that my last mortgage late was 12 months ago. He pulled my credit on December first and now I am under a 620. He then ran a credit anaylzer and he said if I paid off some credit cards I woul dbe well over 620. He ordered a rapid rescore last Tuesday and I was told it would take a week and he still has not gotten anything back. For the people that have gone thorugh a rapid rescore, how long did it take you to get a response?


Starting Score: 508, 532, 558
Current Score: 548, 634, 648
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 6
5 REPLIES 5
DallasLoanGuy
Super Contributor

Re: Rapid Rescore

i have always gotten them back in 3 - 5 days.

 

 

Retired Lender
Message 2 of 6
ap84
Regular Contributor

Re: Rapid Rescore

Thank you - hopefully I hear something soon Smiley Sad


Starting Score: 508, 532, 558
Current Score: 548, 634, 648
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 6
ap84
Regular Contributor

Re: Rapid Rescore

I am located in the DFW area. Would you know of any loan officers that go down to 580 credit scores?


Starting Score: 508, 532, 558
Current Score: 548, 634, 648
Goal Score: 700


Take the myFICO Fitness Challenge
Message 4 of 6
DallasLoanGuy
Super Contributor

Re: Rapid Rescore

yep. but i dont think it is allowed for me to post names/numbers

 

Retired Lender
Message 5 of 6
ap84
Regular Contributor

Re: Rapid Rescore

Can you PM me. I also just called and left you a message


Starting Score: 508, 532, 558
Current Score: 548, 634, 648
Goal Score: 700


Take the myFICO Fitness Challenge
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.