What is a good number of lenders to check with? I did an online app to Quicken (honestly, mostly to find out whether a lender pulled score would be hih enough- thank all that is good in the world that it was!)and I have two appointments with local mortgage bankers coming up. I was also going to schedule a meeting with my bank's own loan officer, but I feel like 4 different applications may be overboard.
Has anyone experienced any downsides to rate shopping? At what point should I just pick one and call it quits?
ETA: Do I need to get all lender pulls done within 14 days? or 30? I have heard both... I will be pushing the 14th day limit if I go through with the 4th application at my bank.
