Received closing disclosure but no CTC yet

[Anonymous]

We are scheduled to close on Friday October 27th and received our closing disclosure today but we still have not got the clear to close. My loan processor said today that we are still shooting for the closing Friday but would let me know tomorrow. This is our first house and after rebuilding our credit for so long we are ready to move. This is such a long and emotional process. 

[NC_Mtg_Loaner]

TRID RESPA requires that you receive a copy of the preliminary CD at least 3 days prior to CLosing or the Closing can't occur--therefore, it's good that you've received it.

Of course the CTC does need to be issued prior to Closing--check with your LO regarding the manner in which your Lender operates. 

Congrats on the purchase of your first home.

[Anonymous]

I got another email today from my loan processor asking for more documents. I feel like this will never end and also like everything should be done seeing as how we are supposed to close in 2.5 days. 

Is this normal for them to be asking for stuff this late or should I expect a delay?

[JVille]

I would love to say no but this is typical of an Incompetent Loan processor. Were they asking to prove your funds to close (again).

[Anonymous]

No they weren’t but last week they had sent a verification of funds to the bank and called mine and my husbands job to verify employment again.