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Hi. I have a second home that was my primary residence until March 1, 08. (value $120,000----owe $63,000 {originally $70,000---originated 2005}, 8.25% (30 year loan---have made extra payments each month to Wells Fargo)
Rented $800 month (long term commitment (payment is currently $697)
I want to refinance this investment property to a lower interest rate.
Scores:
TU--689
EQ--697
EX--698
What kind of rate can I get?
No debt except for the 2 mortgages
In case you need to know:
Primary residence--Flagstar 5.875% FHA loan (value---170,000, owe 123,000)
Income $36,000
Thanks for any help you can give me.