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Refinance mortgage loan to wife only

Established Member

Refinance mortgage loan to wife only

We have been thinking about whether we should refinance our current mortgage in my wife's name only. The reason for doing this is her scores are above 640 and my mid score is still 624. Would it be wise to do this as my credit will no longer show any mortgage payments?. I would still have two car loans, 3 CC that I'm paying on.

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Valued Contributor

Re: Refinance mortgage loan to wife only

For a refi your not really on a big time crunch. If rates do change it wont be over night....I would focus on getting BOTH your scores up before I would refi

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