Thanks for reading!
Closed in July of 2014. My rate was 4.875% at 30 years. My payment is $943, including escrow. My mortgage guy called me up and told me he could refinance me to a 15 year loan at 3.5%, taking me to $1,300ish per month. I've been making $1,350 payments anyway to help curb the payments, so it's not like the increase is a big deal.
Are there any negatives here I should be looking out for? Does this sound good? Thanks again!
