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Refinancing Questions

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BBYGRL
Established Contributor

Refinancing Questions

I'm leaning towards refinancing my FHA loan but I don't know where to start. I would go with my bank - Chase - but I was told they may not give me the lowest rate. The broker I used to purchase my house it not an option. Now I'm trying to read all of the FHA Refinancing offers I receive on a daily basis. Some offer lower rates than the other. All say that a FHA streamline refinance will be free. A few say I should refinance before FHA PMI's go up. Some offers are more detailed than others and most have my beginning and current loan balance noted incorrectly. Where do I start? Thanks in advance.

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


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