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Refinancing?? Who has the lowest rates? Will I be approved?

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Anonymous
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Refinancing?? Who has the lowest rates? Will I be approved?

Background Info: 

My scores EX 756/ EQ 761/ TU 791 

Husbands Scores EX 691/ EQ 678/ TU 701 

Income: Self - Employed (me) - $150,000 after deductions

Husband - Self - Employed $210,000 after deductions 

Debt: Car Leases: $1900, Boat Loan: $980, Min Credit Card Payments: $300.00: Currently have zero balances other then Amex $500 

Mortgagae: I currently owe $1.1 Million on the mortgage and rougly 320k on second mortgage; The house is worth roughly $2 Million My mortgage interest is 7.9% i know i want 5% my payments now are $10,885 with taxes and insurance 

 

Does wells fargo do jumbo mortgages or chase?

 

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1 REPLY 1
techiegirl
Regular Contributor

Re: Refinancing?? Who has the lowest rates? Will I be approved?

I am in the process of refinancing a jumbo loan as well and the rate I was quoted is 4.5%. I'm using a mortgage broker.
FICO: EQ - 809 TU- 808 EX - 797
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