Refinancing help

[Anonymous]

I'm financing my car, 9 months on time payments. 9% rate for 5 years. 282$monthly. I want to Refinance due to my credit reaching 750( 678 when I applied). My question is should I refinance now or wait cuz I also have a mortgage date coming up in a month.
Is there any good moves. I want to reduce my dti ratio for the mortgage.

[DallasLoanGuy]

every file is different.

if you had no inquiries and no new accounts in the last yr i would say it would be relatively safe.  otherwise, risky.

do you 'need' to improve dti?  can you qualify for the houses you like already?