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Just curious. but does a VA mortgage loan require reserves?? I don't know that I have ever heard anyone say if they do or don't. Since I have just started the loan process today and my son will be graduating next year and then on to college, I would like to have a really nice vacation later this month or early July.. But, since I am in the loan process now, I guess I won't be using my cc's and will need to use cash/debit. So that was why I was wondering if VA loans require reserves?? Don't want to spend too much!!!
When we were in underwriting for our VA loan last year, the LO said we just needed at least one month's mortgage in reserve.