A few people have had issues with RoadLoans, but they've been awesome for me. We app'd online and received immediate approval. I sent it two pay-stubs and a copy of dl was faxed. Easy and painless.
They've been fair with me (no baddies). I almost missed a payment once, called them and the late charge was reimbursed as I made the payment with them.
I like RoadLoans. The interest was 11% for a used vehicle, which was spot on at the time.