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Ryan Homes credit pull question.

New Contributor

Ryan Homes credit pull question.

I am applying with Ryan homes and was wondering how many credit pulls will they do? The sales rep has already pulled once so will they pull it again at loan app? Meeting with the NVR rep on Tuesday and just trying to get a feel of what will happen.

 

 


Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720


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3 REPLIES
Established Contributor

Re: Ryan Homes credit pull question.

NVR pulled our credit like 3 times within the last month. Not sure why.


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

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New Contributor

Re: Ryan Homes credit pull question.

Wow three pulls! Did you score take a hit or did it all count as one pull?


Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720


Take the FICO Fitness Challenge

Message 3 of 4
New Contributor

Re: Ryan Homes credit pull question.

Ok, just spoke with the SR and he stated that NVR wont need another credit pull until 30 days before closing. So we will be using the numbers from the first pull.


Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720


Take the FICO Fitness Challenge

Message 4 of 4