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SEPTEMBER CLOSERS!

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WillF360
Regular Contributor

Re: SEPTEMBER CLOSERS!

Haha.  My original closing was slated for 9/30. Loan officer asked why wait so long, and she proposed 9/13.  I agreed without looking at the calendar, the sooner the better.  Looked and saw Friday the 13th, shook my head. Congrats!


In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 21 of 37
Asailorshort
Regular Contributor

Re: SEPTEMBER CLOSERS!

Our appraisal finally came in yesterday. We now have 6 days for seller to make repairs, send invoice for repairs, get repairs reinspected and then we close! Seller is also out of state but luckily he also very much wants to close on time. Can't believe we'll be home owners by this time next week.
Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013
Message 22 of 37
Lemontwist4
Frequent Contributor

Re: SEPTEMBER CLOSERS!

Congratulations!!!
Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
Message 23 of 37
jzsnow
Frequent Contributor

Re: SEPTEMBER CLOSERS!

Purchase Price: $170,000
Property: SFH - 2575
Submitted Offer on: July 13
Signed Purchased Contract on : July 26
Type of Loan: USDA
Loan Rate: 4.375%
Loan Application submitted: July 27
Loan Approved w/Conditions: August 2
Final Approval: September 6, 2013
Appraisal Ordered:
Appraisal Completed:
Closing Date: 9-25-13
CLOSED:

Message 24 of 37
gotideas
New Contributor

Re: SEPTEMBER CLOSERS!

Supposed to close on September 30th still waiting for final approval and clear to close.  The stress is horrible!  I cannot sleep, work or think I just keep waiting for my phone to ring.  I am not even sure how much I need to pay at closing-just saving every penny I can get my hands on.  Usually retail therapy calms me down but I can't do that right now because I need to save every penny just in case.  I thought having kids was stressful this is worse!  A few months ago I was in a perfect place now with the new interest rates not as great and it is downright scary.  I will be so happy if and when I finally get my keys.  After I move I will probably sleep for week lol.

Message 25 of 37
Boldilocks
Established Contributor

Re: SEPTEMBER CLOSERS!


@gotideas wrote:

Supposed to close on September 30th still waiting for final approval and clear to close.  The stress is horrible!  I cannot sleep, work or think I just keep waiting for my phone to ring.  I am not even sure how much I need to pay at closing-just saving every penny I can get my hands on.  Usually retail therapy calms me down but I can't do that right now because I need to save every penny just in case.  I thought having kids was stressful this is worse!  A few months ago I was in a perfect place now with the new interest rates not as great and it is downright scary.  I will be so happy if and when I finally get my keys.  After I move I will probably sleep for week lol.


You sound like my twin!!!

 

______________________________________________________
DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
Message 26 of 37
gotideas
New Contributor

Re: SEPTEMBER CLOSERS!

well glad I have company---the good news is it's only a few days and it will be closing date. 

Message 27 of 37

Re: SEPTEMBER CLOSERS!

  • Purchase Price:  $375,000
  • Property: SFH - 3053 sq ft 
  • Submitted Offer on: May 28th
  • Start of construction:N/A
  • Signed Purchased Contract on : 05/29/13
  • Type of Loan: USDA 30 Yr Fixed
  • Loan Rate:4.25
  • Loan Application submitted:  09/06/13
  • Loan Approved w/conditions
  • Final Approval:09/11/13
  • USDA Approval: 09/20/13
  • Appraisal Ordered:06/07/13
  • Appraisal Completed:
  • Closing Date: 09/27/13
  • CLOSED:
Message 28 of 37
BrokeStudent2010
Contributor

Re: SEPTEMBER CLOSERS!

Can't believe I'm about to purchase my first home, all by myself. Wow! God is good. 

 

  • Location - Washington, DC 
  • Purchase Price:  $222,000
  • Property: 755 Sq Ft  (tiny urban living Smiley Very Happy)
  • Submitted Offer on: 8/24/2013
  • Start of construction:N/A
  • Signed Purchased Contract on : 8/27/2013
  • Type of Loan: DC Open Doors Program - Conventional 30 yr fixed loan
  • Loan Rate: 5% (rate set by DC Open Doors Program)
  • Loan Application submitted:  8/28/2013
  • Loan Approved w/Conditions: 9/05/2013
  • Final Approval: 9/20/2013
  • Appraisal Ordered: 8/31/2013
  • Appraisal Completed: 9/05/2013
  • Closing Date: 09/25/2013
  • CLOSED: 
Message 29 of 37

Re: SEPTEMBER CLOSERS!

gotideas  Did you hear anything back yet

Message 30 of 37
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