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and where do I go to apply for one.
Thanks
@Anonymous wrote:and where do I go to apply for one.
Thanks
No.....In fact many banks had already discontinued those "Stated Income" loans long before The Dodd-Frank final rule. It requires that the lender document the borrowers "Ability to Repay" (ATR) ....so now, even many of the "Non-Prime" asset based loans also require that proof of income be documented.
Thanks,
My previous post where I referenced "Dodd-Frank and the ATR Guidelines" (Ability to Repay) were in reference to Primary homes or Owner Occupied only.
Investment property or Rental property, can be done without income verification, some only require the the property cash flow.
Thanks,