Score needed to qualify for a mortgage

[HappyBless]

DO ANYONE KNOW WHAT YOUR CREDIT SCORE SHOULD BE , TO QUALIFY FOR A HOUSE.

Edited to change message subject after moving post into a new thread and over to Mortgage Loans forum. - sidewinder

Message Edited by sidewinder on 07-23-2008 02:25 AM

[DallasLoanGuy]

500 minimum.

but very few options there.

if you are 580 - 620 then you are in a little better shape.

score alone will not qualify you.

[Anonymous]

Besides of course cash on hand and down payment what other factors are included to qualify for a mortgage?

[Anonymous]

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nickyd wrote:

Besides of course cash on hand and down payment what other factors are included to qualify for a mortgage?

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For one your debt to income ratio