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Some advice needed. My husband and I have been saving up money for a down payment on a home. We now have about $4000, but it's in cash. It will be about 90-120 days before the home I want is available. So I haven't contacted the bank yet. How do turn my cash into seasoned money?
Deposit it and let it sit. You need two bank statements that show the money is already in there, and not the actual deposit.
So if your bank statement closes on Jan 31st, deposit the money by then and then you would apply for a mortgage after March 31st (so you can show them statements for Feb. 28th and March 31st).
+1 - deposit the money now!
That's what we're going to do. Thanks for the advice!