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Hey everyone! I figured I would get the thread going for September closers:
Purchase Price: $199,900
Signed Contract: 7/25/17
Location: MD
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 30YR Fixed FHA - Project Reinvest $10,500 DPA/closing cost grant
Loan Rate: 3.50%
Pre-Approval: 8/1/17
Appraisal: TBD
Clear to Close: TBD
Closing Date: 9/15/17
Closed On: TBD
I am so excited to be at this point, but I am also a little bit worried about the appraisal. It is a complete gut rehab flip so I have to do two FHA appraisals. There aren't really any direct comps (this isn't a neighborhood that has a lot of flips or investor activity going on) But I have my fingers crossed?
Good luck to all you September closers out there!
Purchase Price: $195,000
Signed Contract: 8/1/17
Location: FL
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 30YR Fixed USDA
Loan Rate: 4.25%
Pre-Approval: 7/5/17
Appraisal: TBD
Clear to Close: TBD
Closing Date: 9/14/17
Closed On: TBD
I've been lurking on here for months. So glad to finally post this. Home inspection scheduled for 8/7/17. Really anxious!
So just a little update - got my loan approved and grant approved today!!! All we are waiting on is for the seller to address the repair requests and for the two FHA appraisals. Everything has been moving forward a LOT faster than anticipated so we are now shooting to close by the first week of September. Fingers crossed!!!
Hi all! I posted back in the July closers forum about a house we were buying...but that fell through because it ended up in a bankruptcy 😒 But I'm back with a new closing date on an even nicer home! Here's the details
Purchase Price: $357,000
Signed Contract: 7/22ish/17
Location: Alaska
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 30yr Fixed FHA
Loan Rate: 4.125%
Pre-Approval: July-sometime late July I believe?
Appraisal: TBD--ordered
Clear to Close: TBD
Closing Date: 9/5/17...but expecting it to be sooner!
Closed On: TBD
Purchase Price: $251,000
Signed Contract: 8/8/2017
Location: MA
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 5/5 ARM (100% Financing)
Loan Rate: 5.25%
Pre-Approval: 8/5/17
Appraisal: TBD
Clear to Close: TBD
Closing Date: 9/8/17
Closed On: TBD
Inspection coming up early next week. High rate due to 100% financing and wife's 682 mid-score. All going well so far!
Congrats to all the newcomers here!
I just got my first appraisal back and it's $5k OVER!!!! I'm so relieved. I still have to wait for the second one to come back, but this is a really good sign.
As soon as that second one comes back we can schedule a closing date and I can put in my notice to my apartment. It's almost here!
Purchase Price: $349,900
Signed Contract: 8/10/2017
Location: NC
Property Type: Single-Family Home
New/Existing: New Construction
Type of Loan: 30YR Fixed Conv
Loan Rate: 4.3
Pre-Approval: 5/22/17
Appraisal: TBD
Clear to Close: TBD
Closing Date: 9/14/17
Closed On: TBD
Loan rate is high because of utilization (mid mortgage score is 674). Will be paying it down this week so i can get a better rate. Should put me closer to 4.0.