Credit Cards Center Credit cards from our partners
Reply
Highlighted
Established Member
Posts: 11
Registered: ‎05-08-2012
0

Re: September & October Closers

We closed finally and I am now a homeowner!!!!

 

  • Purchase Price:  $141,000
  • Property: 3000 SQ Home on unfinished basement so with basement 4000 sq ft
  • Submitted offer on: 6/3/12
  • Signed Purchased contract on: 6/26/12
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  7/30/12
  • Loan approved: 9/24/12
  • Commitment letter received on: n/a
  • Closing date: 9/28/12
  • Closed on: 10/15/12

 


Starting Score: TU-585,EQ-569,EX-542 (lender pull 1/24/12)
Current Score: UNKNOWN
Goal Score: 700 CLUB


Take the FICO Fitness Challenge
Established Member
Posts: 42
Registered: ‎09-13-2012
0

Re: September & October Closers

Purchase Price:  $204, 500
Property: 2512 sq ft home on 0.48 acres
Submitted offer on: sometime 1st week of September
Signed Purchased contract on: Next day (I think, this all happened so fast its hard to remember.
Type of Loan: VA
Loan Rate: 3.25%, 3.1%apr
Loan Application submitted:  same day of contract
Loan approved: 10/4/12
Closing date: 10/19/12
Closed on: 10/19/12

This was a very interesting journey. To be honest, I expected it to be much worse. Everything went very smooth no surprises along the way. My LO was the best I could've had, she was great. My realtor was amazing as well. I'm so excited to be a homeowner, although I don't think it's really sunk in yet. Started moving but still haven't spent the night bc I'm waiting for some man muscle to come help me move the large furniture. Probably will spend the first night there tomorrow. There was a time that I thought I'd never own a home, so to any of you who feel that way.... It is possible. Good luck everyone.
Valued Member
Posts: 40
Registered: ‎03-17-2012
0

Re: September & October Closers

I finally closed and now a homeowner!!!!

 

  • Purchase Price:  $180,000
  • Property: 2100SQ
  • Submitted offer on: 9/4/12
  • Signed Purchased contract on: 9/5/12
  • Type of Loan: FHA
  • Loan Rate: 3.25%
  • Loan Application submitted:  not sure
  • Loan approved: not sure
  • Commitment letter received on: never received one
  • Closing date: 10/5/12
  • Closed on: 10/23/12

Although both my broker and realtor were horrible towards the end, I closed!!

 


Starting Score: EQ 593
Current Score: EQ (sw) 635, TU (sw) 661, EX 635 (lender pull
Goal Score: 750


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.