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New Member
SB913594
Posts: 6
Registered: ‎05-04-2012

September & October Closers

Well, I've received my conditions so I feel somewhat safe starting this thread.  Carrying the format from previous months

 

 

 

  • Purchase Price:  $223k~ (need to finalize options)
  • Property: ~1900 SQ Townhome
  • Submitted offer on: n/a
  • Signed Purchased contract on : 7/24/12
  • Type of Loan: FHA
  • Loan Rate: TBD
  • Loan Application submitted:  7/28/12
  • Loan approved: TBD
  • Committment letter received on: TBD
  • Closing date: Late October
  • Closed on: TBD

Frequent Contributor
LondonMassey
Posts: 453
Registered: ‎01-03-2012

Re: September & October Closers

[ Edited ]

I just received my conditions too!!

 

  • Purchase Price:  $55k~ (currently appraised for $60k in an "increasing market")
  • Property: ~1257 sqft, 4 bedroom 2 1/2 bath, 2 story, built in 2006
  • Submitted offer on: March 9, 2012
  • Signed Purchased contract on : March 13, 2012
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  July 31, 2012
  • Loan approved: August 15, 2012 (with conditions)
  • Committment letter received on: TBD
  • Closing date: September 6, 2012 (lender)/by September 14, 2012 (seller's bank)

osprite_15020408_0.jpg

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Regular Contributor
indecison
Posts: 226
Registered: ‎05-24-2012

Re: September & October Closers

 

  • Purchase Price:  $255k
  • Property: ~2500 sqft, 4 bedroom 3 bath, Study
  • Submitted offer on: NA
  • Signed Purchased contract on : February 18 2012
  • Type of Loan: FHA
  • Loan Rate: 3.375%
  • Loan Application submitted:  July 31, 2012
  • Loan approved: Still waiting
  • Committment letter received on: TBD
  • Closing date: TBD

 

Should be closing sometime in the middle of September we hope!! I has been a long 6 month wait so far.

Established Contributor
thankfulheart
Posts: 619
Registered: ‎09-26-2011

Re: September & October Closers

[ Edited ]
  • Purchase Price:  $152K
  • Property: 2400SF Single Family (new construction), 3 beds, 3 baths, study, dining, upgraded kitchen
  • Submitted offer on: n/a
  • Signed Purchased contract on : 3/28/12
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  6/8/12
  • Loan approved: 8/7/12 (with conditions)
  • Committment letter received on: TBD
  • Closing date: 10/25 (moved :smileysad: )
  • Closed on: TBD

house photo.jpg

 

Footers went in last Friday, so we are anxious to watch it rise from the ground (and the ashes of my former credit-ignoring self)

 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Valued Member
wemmington
Posts: 45
Registered: ‎04-10-2007

Re: September & October Closers

[ Edited ]

 

  • Purchase Price:  $315k
  • Property: ~2595 sqft, 4 bedroom 3 bath, Study
  • Signed Purchased contract on : March 2 2012
  • Type of Loan: Conventional 20% down
  • Loan Rate: 3.625%
  • Loan Application submitted:  August 1, 2012
  • Loan approved: August 16, 2012
  • Closing date: September 14, 2012

 

New construction, used builders prefered  lender( Wells Fargo) to get $3500 closing cost, located in Florida panhandle, middle fico 813. 

 

Contributor
ProudMomof5
Posts: 81
Registered: ‎11-05-2008

Re: September & October Closers

Congratulations you all.  Can the August/September closers continue posting pictures of their house?  It gives me a little motivation.

Member
teamduncan
Posts: 7
Registered: ‎08-20-2012

Re: September & October Closers

[ Edited ]

This is my first home purchase and I too feel {somewhat confidant} to post on this forum.  I am excited and nervous all at the same time.  Trying to buy a home is overwhelming but with my stalking of this forum I feel better knowing that I am not the only one with these feelings!  Anywho ~ I knew this was my house the first time I saw it.  WIth prayer, patience and obedience, I pray to close on the 4th of September!!!

 

  • Purchase Price:  $191k
  • Property: ~2050 sq. ft
  • Submitted offer on: 7/19/12
  • Signed Purchased contract on : 7/22/12
  • Type of Loan: FHA
  • Loan Rate: 3.5%
  • Loan Application submitted:  7/24/12
  • Loan approved:  08/06/12
  • Committment letter received on: 08/08/12 with conditions
  • Closing date: tentative 09/04/12 - just received the clear to close for 09/07/12 at 11 am!!!  
  • Closed on: 09/07/12!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!    It was and is the best feeling that I've ever had.   Absoultely amazing!   :smileywink:

***Update***  We just received the clear to close for 09/07/12...  Walk-through is scheduled for 9 am tomorrow!   GOD is good!   

 

 

Valued Member
StriderM99
Posts: 42
Registered: ‎06-12-2012

Re: September & October Closers

I've just sent loads of documents and fulfilled all of my conditions (hopefully). Being self employeed= endless paperwork, haha.

 

  • Purchase Price:  $205k (+ $9500 in seller's assist)
  • Property: ~1490 sqft, 3 bedroom, 2 bath coloniel
  • Submitted offer on: Mid July, 2012
  • Signed Purchased contract on : a few days later
  • Type of Loan: FHA
  • Loan Rate: 3.265%
  • Loan Application submitted:  Mid July, 2012
  • Loan approved: Mid August, 2012 (with conditions)
  • Closing date: September 6, 2012 at noon

 

I'm a contractor. I was hoping for a fixer upper, but came across this house.. It's in move-in ready condition, so I get to start on the fun projects instead. First up is to help the curb appeal out with some landscaping and a front porch to give the front of the house some dimension. 

Member
teamduncan
Posts: 7
Registered: ‎08-20-2012

Re: September & October Closers

Nice House!!! Congrats
Frequent Contributor
Sunshine85
Posts: 367
Registered: ‎01-14-2012

Re: September & October Closers

Congrats to all- your future homes are beautiful!

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