Established Member
Posts: 11
Registered: ‎05-08-2012

Re: September & October Closers

We closed finally and I am now a homeowner!!!!


  • Purchase Price:  $141,000
  • Property: 3000 SQ Home on unfinished basement so with basement 4000 sq ft
  • Submitted offer on: 6/3/12
  • Signed Purchased contract on: 6/26/12
  • Type of Loan: FHA
  • Loan Rate: 3.75%
  • Loan Application submitted:  7/30/12
  • Loan approved: 9/24/12
  • Commitment letter received on: n/a
  • Closing date: 9/28/12
  • Closed on: 10/15/12


Starting Score: TU-585,EQ-569,EX-542 (lender pull 1/24/12)
Current Score: UNKNOWN
Goal Score: 700 CLUB

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Established Member
Posts: 40
Registered: ‎09-13-2012

Re: September & October Closers

Purchase Price:  $204, 500
Property: 2512 sq ft home on 0.48 acres
Submitted offer on: sometime 1st week of September
Signed Purchased contract on: Next day (I think, this all happened so fast its hard to remember.
Type of Loan: VA
Loan Rate: 3.25%, 3.1%apr
Loan Application submitted:  same day of contract
Loan approved: 10/4/12
Closing date: 10/19/12
Closed on: 10/19/12

This was a very interesting journey. To be honest, I expected it to be much worse. Everything went very smooth no surprises along the way. My LO was the best I could've had, she was great. My realtor was amazing as well. I'm so excited to be a homeowner, although I don't think it's really sunk in yet. Started moving but still haven't spent the night bc I'm waiting for some man muscle to come help me move the large furniture. Probably will spend the first night there tomorrow. There was a time that I thought I'd never own a home, so to any of you who feel that way.... It is possible. Good luck everyone.
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Disover IT
BB&T Platinum
Valued Member
Posts: 40
Registered: ‎03-17-2012

Re: September & October Closers

I finally closed and now a homeowner!!!!


  • Purchase Price:  $180,000
  • Property: 2100SQ
  • Submitted offer on: 9/4/12
  • Signed Purchased contract on: 9/5/12
  • Type of Loan: FHA
  • Loan Rate: 3.25%
  • Loan Application submitted:  not sure
  • Loan approved: not sure
  • Commitment letter received on: never received one
  • Closing date: 10/5/12
  • Closed on: 10/23/12

Although both my broker and realtor were horrible towards the end, I closed!!


Starting Score: EQ 593
Current Score: EQ (sw) 635, TU (sw) 661, EX 635 (lender pull
Goal Score: 750

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