Hello,
I found a house early last month and my offer was accepted. I have been under contract since 5/19 with closing date of 7/10/2014. The appraisal was ordered 5/27 and the appraiser went out last Tuesday to appraise the house. We are now waiting for results. In the meantime, we received a mortgage commitment from our lender (Veterans United) on Friday. But today my mortgage officer called me to tell me that I might be receiving a call from Equifax on their behalf (Veterans United) to verify that I have no liablility on a private student loan that had been included in our chapter 13 bankruptcy. Once I received a discharge on my bankruptcy, this loan went into collections. I did make payments on it and finally settled the loan with the collections agency back in November of this past year. He said the balance was $0 so there should be no problem. Is this going to be a problem for my the final approval on my loan? Thanks.
So hopefully, we will be closing on 7/10!