No I was told when I signed the papers that my payment would equal 1287 with HOA, MIP and taxes (estimated taxes of $4000 because it's brand new so there's no tax bill) as well as insurance. My other bills are student loans ($360) and car (207). That's it. I paid off all credit cards because he was using an arbitrary $50 payment for my Amex, which ironically had a $35 balance at the time. He said that's the standard payment they use when one isn't given on the CR. I just refinanced my car so I'm not sure if they used my old payment or what but our numbers are off by about $250 and that should be easy to figure out.
I also know that he didn't include my bonus as part of my income because you have to get it two years consecutively in order for it to count and unfortunately, my company didn't do too well in the 2010 calendar year. This is about $4k that I've already received (for Calendar year 2011) that doesn't count and I wasn't including it either.
I just want to close! Get this over with.
EQ: 629 FICO(4/4/12) 772 (6/1/2012) Lender Pull
EX: 692 FAKO(4/5/12)
TU: 707 FAKO(4/5/12) 741 (5/9/2012) Lender Pull