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I have now been told by two seperate lenders that they do a SOFT pull to see if I am pre-qualified. I don't know if I believe them. Any thoughts?
Sounds like they are telling you what you want to hear - every pull I make shows up as a hard inquiry on the report -
I cant speak for all banks but this sounds fishy to me
Brian
I have always seen it as a hard pull, even with a PQ, not a soft.