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No don't rely on myFico scores for mortgage purposes. This site sells 08 version of Equifax but most mortgage lenders use Equifax 04, they can be dramatically different. You can purchase your Equifax 04 score directly from the Equifax site but make sure you purchase the single score called "score power".
DCU gives members Fico 04 for free monthly! Open a checking and savings account .
if your reports are the same will give you a good indication. Mid score should be above 620. Good luck!
That is also the only reason I signed up with DCU and I assure you, my scores are 30 points lower than my current scores here. Also be ready to take a HP inquiry to join DCU.