that's my thought as well. I read up the on the MIP changes, and since we refi'd in 2012, we would be under the higher MIP rates. Whatever we save in P&I would be negated by the MIP costs.
Like I said, I'm just bored. there's nothing left for me do...credit is cleaned up where it's supposed to be, house is on schedule to close on time (in 45 days), there are no unreasonable UW conditions for me to gripe about, I can't use retail therapy to offset some of this boredom. I've been wound up and stressed over this homebuying journey for years...now that it's finally coming to a close, I'm going through withdrawls! 
lol....the next thing on your agenda could be decorating the new house! Take a look at Houzz.com in the forum section for free decor tips...Be careful though, its one of those addictive sites 
PS - no I wouldn't refi your investment property. Make it work for you with the existing financing. If you feel like spending money pay down the principal a bit 
i've been a member of houzz.com for over a year and have a bunch of ideas set up in my ideabooks. ROFL
I've already picked out the refridgerator that I want, i have my eye set on a couple of sets of mattresses for our kids...just hoping and praying they are still available come 3/19. Since our house will be wired for wireless and and LAN networking, i've also started looking for the best home entertainment set-up (i'm a techie and my DH is a music lover).
Really, i'm bored right now. I don't have issues i need to research. I need to learn how to relax. I call my LO just to say hey and talk....all because i'm so use to talking with her. I'm a sad case right now.
Instead of using the extra money to pay down the principal, i'll just use it to pay cash for the new furniture. LOL We don't plan to keep the house anyway...hope to sell it as soon as our renter decides to leave.
