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Booner72,
Are you refering to the Fico Simulator not being has good as what your LO used?
I understand, but for some people, it could take years depending on their profile to attain 640 score.
I'm sorry.. what is your post referring too?
@K_J wrote:I understand, but for some people, it could take years depending on their profile to attain 640 score.
Correct... unfortunately that is the high price you pay for not taking care of your credit. Best advice, take care of things up front so that you don't have to sacrifice later on