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New Contributor
jonjohn
Posts: 64
Registered: ‎12-30-2011

Re: Should I wait?

Booner72,

 

 Are you refering to the Fico Simulator not being has good as what your LO used?


Starting Score: EQ 641 TU 648
Current Score: EQ 670 TU 680
Goal Score: 700


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Regular Contributor
K_J
Posts: 202
Registered: ‎01-31-2012

Re: Should I wait?

I understand, but for some people, it could take years depending on their profile to attain 640 score. 


Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Current Score: EQ: 648 Myfico 12/03/12, EX: 671 lender pull 3/11/13, TU: 663 (Myfico 9/6/12)
Goal Score: 700


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New Contributor
jonjohn
Posts: 64
Registered: ‎12-30-2011

Re: Should I wait?

I'm sorry.. what is your post referring too?

 


Starting Score: EQ 641 TU 648
Current Score: EQ 670 TU 680
Goal Score: 700


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Moderator
webhopper
Posts: 6,715
Registered: ‎09-16-2011

Re: Should I wait?


K_J wrote:

I understand, but for some people, it could take years depending on their profile to attain 640 score. 


Correct... unfortunately that is the high price you pay for not taking care of your credit.   Best advice, take care of things up front so that you don't have to sacrifice later on


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
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