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Goodevening.. I need a little help with my scenario.
I have FICO socres from TU, EX, EXP all over 750's. I recieve a salary check as an employee for one of my company's 60k per year. My construction company shows an income of 100-150k per year but with write off's and such I dont take a salary from that company just have a company card I use to expense some stuff each month normally just gas for the vehicle, and entertainment. All my CC's payments I pay each month are @ $600.00 my car payment is $580. What do you think the most I can be approved for in my scenario?
My vehicle is personally guaranteed, and not under company name.
Any help or guidance would be gladly appreciated.
Since you own a company, it's profit/losses may also be included in your debt to income ratio. Last 2 years of personal & business tax returns are required.