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Loan officer called me today to advise. The loan was approved thru the automatic system????He was concern about the property taxes came in higher than expected causing my debt 39/50. But he said it was approved!!!! Then in the next breathe : The underwriter may run it again???? What!!! I asked him was I cleared to close. He said no. He said: The title company needs the payoff information , seller SS# and Account # . He sound excited on the phone. What is yall thoughts. The closing date is June 21.
Congratulations on your first step - the automatic approval. The underwriter now reviews all the documentation for your file manually to make sure the loan "makes sense" and then issues the full approval with or without conditions. Everyone gets some conditions, most are standard (clear title, funds to close etc). This is all normal and nothing to worry about at all.
Cool thanks . Still bitting nails !